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Indiana Assisted Living Homes

Like most states, Indiana has its own state definition of assisted living. Indiana law recognizes assisted living as closely associated with nursing care, therefore the legal definition of a residential care facility in Indiana is broad and includes nursing care and assisted living components. Indiana law defines a residential care facility as a health care facility, which provides nursing services, which include one or any combination of the following:

  • Responding to human health conditions
  • Nursing diagnosis of condition
  • Providing minor daily structure based on medical diagnosis as instructed by physician
  • Administrating, supervising, delegating and evaluating nursing services

These assisted living health care communities provide assistance with activities of daily living (ADLs), professional nursing services, and personal care services.

There are currently 32,875 assisted senior resident facilities operating in Indiana.

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Assisted Living Communities in Indiana – Cost Comparison

City Monthly Minimum Monthly Maximum Monthly Median
Indianapolis $1,850 $3,925 $3,500
Bloomington $2,500 $5,000 $4,390
Fort Wayne $1,500 $4,000 $3,368
South Bend $2,500 $4,000 $3,625

The average cost of assisted living in Indiana is $3,700 per month. Indiana’s average cost of assisted living is higher than the national average cost of $3,075 per month. Average costs of senior care can vary depending on the location and population of an area. Median monthly costs of assisted senior care within Indiana all fall in the $3,000-$5,000 range.

For more information about assisted living costs in Indiana, check outGenworth’s 2015 Cost of Care Survey.

Recreation & Attractions in Indiana

Located in what was once flourishing Native American territory, Indiana offers numerous attractions with living and fascinating history. With an extensive collection of western and Native American art, the Eiteljorg Museum of American Indian and Western Art displays an eclectic compilation of artists.

Encompassing the Eiteljorg Museum of American Indian and Western Art is the notable White River State Park. The White River State Park offers a unique combination of cultural and outdoor activities such as walking trails, the White River Gardens, and the Indiana State Museum. Head below ground to the Marengo Cave National Landmark found in 1883 by school children, this unique cave structure offers walking tours and activities such as gem mining.

For those looking for a more lively experience, explore the Conner Prairie Interactive History Park with recreations of life in Indiana during the 19th century. The Indianapolis Motor Speedway allows for fans to not only enjoy the races and the history of racing but also experience the Indy Racing Experience Driving Program. 

Indiana’s Climate, Geography, & Culture

Known for its midwestern hospitality and conservative values, Indiana is a state of hardworking Amish and farmers. Most of the state has an obsession with sports, especially motor racing and basketball.

Like most of the United States, Indiana experiences all four seasons. January is perceived to be the coldest month of Indiana’s winter with temperatures around the 30 degrees Fahrenheit range. Average annual snowfall can accumulate between 14 and 76 inches depending on the area and severity of snowstorms.

Spring brings continuing precipitation with May being the wettest month. Precipitation in Indiana averages 37–47 inches per year. July is the warmest month for Indiana bringing temperatures averaging in the 70-80 degree Fahrenheit range. Autumn tends to be the favored season for Indiana residents because of the dry, sunny days and moderate temperatures. 

Indiana’s Assisted Living Homes Regulations & Laws

Assisted living facilities are regulated by a state-to-state basis. Every state has a publicly accessible legal document outlining the regulations, licensing, operation and other rules for assisted living. Indiana State Department of Health, Division of Long Term Care (ISDH) Indiana Division of Aging (DA) oversees assisted living facilities and created the legal document outlining the Regulations for Indiana Health Facilities. Public records concerning inspections, citations, violations and the like on individual facilities in Indiana can be found through the Health Facilities Consumer Report Search page. 

Crime & Safety in Indiana

When looking for a new place to live, it is always important to consider the safety of the community you are in. Make sure you do your homework to try and find the best community for your senior loved one. If you are not sure where to start your search, look at some the safest communities in Indiana:

LocationViolent Crimes Per 1,000 ResidentsProperty Crimes Per 1,000 Residents
Ligonier0.232.74
Zionsville0.235.83
St. John0.326.36
New Whiteland0.356.56

(Source: safewise.com)

Payment Options for Indiana Assisted Living Communities

Indiana Aged and Disabled Medicaid Waiver

For those looking for financial assistance, Indiana Medicaid offers the Aged and Disabled Medicaid Waiver to elderly and disabled Indiana residents. Although the waiver is geared towards those who need nursing care, services provided by this waiver cover Medicaid approved assisted living facilities and personal care services. 

Indiana Residential Care Assistance Program (RCAP)

For those who are not Medicaid eligible or are looking for an alternate payment option, Indiana provides the state-funded Indiana Residential Care Assistance Program (RCAP) for elderly, blind or disabled residents. This program will pay for the cost of room, board, and food for participants who agree to live in or are willing to move to one of the assisted living facilities that are licensed by the Indiana State Department of Health and have an approved RCAP contract from the Division of Aging. Currently, there are 10 county homes and 30 senior care licensed facilities, which are approved under this program in Indiana. 

Assisted Living Family Loans

Alternate payment options are available. Families can apply for an assisted living family loan. This provides temporary or long-term financial assistance when paying for assisted senior care. The program allows multiple people to contribute to payment.

Senior & Elderly Rights for Assisted Living Centers in Indiana

While residing in the facility, a resident retains constitutional civil rights, rights of privacy, freedom of speech, and freedom of religion. The resident also retains the right to personal possessions, autonomy over personal finances, bodily autonomy, and power of attorney. The resident has a right to be informed of the process to file a complaint of unsatisfactory living situations, abuse, neglect and the like. A complete list of resident rights as defined by the Indiana State Department of Health, Division of Long Term Care (ISDH) Indiana Division of Aging (DA) can be found in the Regulations for Indiana Health Facilities.

Indiana Assisted Living Homes: Medical Record Rules & Regulations

Indiana assisted living homes are required to provide any type of heath services that are ordered by an attending physician, as well as keep all medical information confidential, accurate, and complete. Medical records shall be readily accessible upon request and should be kept for a period no less than 5 years from death or discharge date.

Residents have access to their medical records and can request a copy of all or a portion of their medical records. They can also request a copy of some or all of the information at a cost not to exceed the community standard cost for photocopies.

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Finding the perfect senior care community is only part of making your loved one’s senior living transition smooth. At SeniorCaring, we know that it is also equally important to be aware of what other community services and resources are available to your family’s senior. Choose your location and find local resources for your senior.