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Continuing care retirement communities are retirement communities with accommodations for independent living, assisted living, and nursing home care, offering residents a continuum of care. The communities ensure a dignified place for your or your senior to stay. Depending on your location and specific needs your options may vary. Since many sponsors of CCRCs include religious, fraternal and community organizations, and other companies involved with developing these retirement communities, be sure to shop around to find the best fit for your continuing care option.
Alabama is a great place for history buffs looking to find out about their country. Places like the U.S. Space and Rocket Center and the Little River Canyon National Preservation are great sights to explore during your time in Alabama. Nature enthusiasts will love Alabama for its variety of offerings.
Since people 60 years of age and older living in Alabama represent 19.5% of the state’s total population, many cities offer quality choices in senior living filled with a rich Southern history and culture. Between the Gulf Coast’s vibrant, white sandy beaches and the lush state forests and game lands, Alabama can be a great place for senior nature enthusiasts to enjoy the great outdoors.
CCRC's in Alabama are subject to a variety of rules and regulations designed to keep Continued Care communities running full speed ahead. These regulations can be viewed on the Alabama State website so you can see just how CCRCs are being monitored for your convenience.
FBI Crime Report data shows that the average violent crime rate of Alabama’s 30 safest cities is actually 55% less than the national average. Margaret, Helena, and the city of Southside come in as the top 3 safest places to consider when choosing a nursing home or other care option for your loved one. Although proper CCRCs are often well secured, it’s important to be aware of the surrounding area for the sake of your loved one’s peace of mind and the safety of any visitors or family.
Location Violent Crimes Per 1,000 Residents Property Crimes Per 1,000 Residents Helena .95 8.16 Vestavia Hills .65 13.4 Rainbow City 1.04 15.41
The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location. The national average cost of an entrance fee based on the most recent data is $248,000, and this price is expected to continue to fluctuate based on local housing prices.
The type of contract entered into by the resident will include a monthly maintenance fee with costs ranging depending on which services are utilized. Some residents may choose a buy-in option, meaning they join the home through buying an actual property. Whether you buy or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.
The difference in prices is largely a result of the type of contract residents enter into, as well as individual health care costs and possible Medicare or Medicaid coverage.
From a Report by The U.S. Government Accountability Office.
The Constitution and Bill of Rights guarantee that your freedoms, privacy, and ability to act autonomously are preserved while receiving care at the community's various levels. Residents have the right to manage their personal and financial affairs and voice grievances. Additionally, all services provided and a description of your rights within each particular CCRC are to be displayed and understood upon entering into your continuing care contract. If these rights are violated, don’t hesitate to contact a legal advisor familiar with elder law. Although CCRCs are the most expensive senior care option available, they are ideal for people who would like to live independently. Coupled with Alabama’s Southern charm, your experience at a CCRC can be the perfect chance to retire in comfort and ease.
Since the goal of CCRCs is to aid residents in living independently, most communities will require a health screening in order for individuals to be admitted. Many times an applicant’s health records are required in tandem with physical examination given by a physician selected by the particular CCRC. Residents receiving any type of medical attention in Alabama are entitled to a comprehensive and accurate record of their diagnosis and treatment. State and federal laws provide that residents have access to their records and health information, as well as the right to know when disclosures have been made. Otherwise, these records are to remain confidential for up to 5 years and can be accessed by submitting a request and providing a small fee.