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Since many sponsors of CCRCs include religious, fraternal and community organizations, and other companies involved with developing these retirement communities, they often imbue their philosophies and ideals within the communities.
Being the first state in the U.S., Delaware has a wealth of historical sites and recreational destinations to explore. Being located near other states like Maryland, Pennsylvania, and New Jersey, interstate travel is always an option. With all the available beachside relaxation, excellent restaurants, casinos and the Dover Downs Racetrack, there’s really no reason to leave anytime soon.
This mid-Atlantic state offers a beautiful seaside great for spending your summers. The seaside culture is great for those looking to spend the day in the sand. Delaware also boasts premier medical communities ready to supplement your care in any CCRC found throughout the state.
Delaware has many regulations and laws in place to ensure that all CCRCs are up to par before you or your senior decides to join them. Deciding to move into a CCRC is a big decision, so it's important for these CCRCs to be in the best shape possible. These regulations are closely monitored by all care facilities and regular inspections ensure that they are up to par.
Crime rates in Delaware are only slightly higher than what is found nationwide. However, on average there are 83 crimes per square mile compared to the national amount of 32 crimes per square mile. Finding a CCRC in a safe location can not only be better for your potential investment in property but is also conducive to a more wholesome care experience.
Location Violent Crimes Per 1,000 Residents Property Crimes Per 1,000 Residents Clayton 2.6 12.37 Lewes 4.08 28.54 Middletown 4.32 34.46
The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location.
The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a buy-in option, meaning they join the community through buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.
The difference in prices is largely a result of the type of contract residents enter into, as well as their individual health care costs and possible Medicare or Medicaid coverage.
From a Report by The U.S. Government Accountability Office.
Your freedoms, privacy, and ability to act autonomously are preserved while receiving care at the community's various levels. Residents have the right to manage their personal and financial affairs and air grievances. Although CCRCs are the most expensive senior care option available, they are ideal for people who would like to retain an independent lifestyle. Coupled with Delaware’s historical districts and beaches, your move to a CCRC can be the perfect chance to retire comfortably.
The goal of CCRCs is to aid residents in living independently, so most communities require a health screening in order for individuals to be admitted. Many times an applicant’s health records are also required. Unfortunately, it is common for applicants with frailties and those older than 80 years of age to be denied admission, especially if their pre-existing medical conditions are excluded from the health care coverage to be provided.
Residents receiving any type of medical attention in Delaware are entitled to a comprehensive and accurate record of their diagnosis and treatment. State and federal laws provide that residents have access to their records and health information, as well as the right to know when disclosures have been made. Otherwise, these records are to remain confidential and can be accessed by submitting a request and providing a small fee.