Continuing care retirement communities are retirement communities with accommodations for independent living, assisted living, and nursing home care, offering residents a continuum of care. The communities ensure a dignified place for your or your senior to stay. Although there is no overarching federal agency that regulates retirement communities, the private non-profit organization CARF-CCAC provides a voluntary process for individual CCRCs to become accredited.
Take a trip to a historic pioneer village, various museums, or shopping centers for an engaging afternoon. The riverfront paths and scenery of Boise make for a charming place to live, work, and retire. Local senior community centers can also be great resources for connecting with others and staying active.
With a beautiful backdrop of the Rocky Mountains, intense rivers, and thick, forested areas, Idaho is a wonderful environment to seek a long-term care option such as a continuing care community. Idaho has a huge farming industry and many residents are blue-collar, hard-working citizens. You'll feel right at home in this quaint, quiet state.
Idaho has regulations and laws put in place to ensure that your senior is getting the best care possible. These regulations include regular inspections, background checks for employees, and a strict health code. A full breakdown of these regulations can be seen at the Idaho Department of Health and Welfare website.
When considering an investment in a CCRC in Idaho, it can be a good idea to read up on the safety of a community before making the move. An FBI report found that resort towns such as Coeur d’Alene, Sun Valley, and McCall had higher rates of crime mostly due to the tourism season. Idaho’s capitol city, Boise also has crime rates that are lower than the national median. On average, Idaho’s crime rate has dropped 2.4% from 2012 to 204.7 incidents of violent crime per 100,000 people. Even though the current rates are much lower than the national average already. Listed below are the safest places to consider when seeking a skilled nursing community in Idaho.
Location Violent Crimes Per 1,000 Residents Property Crimes Per 1,000 Residents Weiser .35 3.76 Soda Springs 3.63 3.63 Rexburg .34 8.34
(source: safewise.com)
The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location. The national average cost of an entrance fee based on the most recent data is $248,000, and this price is expected to continue to fluctuate based on local housing prices.
The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a buy-in option, meaning they join the community through buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.
The difference in prices is largely a result of the type of contract residents enter into, as well as their individual health care costs and possible Medicare or Medicaid coverage.
From a Report by The U.S. Government Accountability Office.
Entering an Idaho CCRC doesn’t mean your rights as a United States citizen are left behind. These state and federal laws are in place so you or your senior does not get taken advantage of physically or financially. These laws ensure that you are treated with dignity and the appropriate care you or your loved one deserve. Coupled with Idaho’s diverse, natural beauty, your move to a CCRC can be the perfect chance to retire comfortably.
Since residents usually remain independent during their time in a CCRC, many facilities require medical records and health screenings when applying. Unfortunately, if an applicant is deemed too frail they might be denied admittance. Residents receiving any type of medical attention in Idaho are entitled to a comprehensive and accurate record of their diagnosis and treatment. State and federal laws provide that residents have access to their records and health information, as well as the right to know when disclosures have been made. Otherwise, these records are to remain confidential for up to 7 years and can be accessed by submitting a request and providing a small fee.
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