Kansas continuing care retirement communities (CCRC)

Discover Continued Care In Kansas

Continuing care retirement communities are communities that offer residents a continuum of care. The communities ensure a dignified place for you or your senior to stay. Depending on your location and specific needs your options may vary. In order to make sure you or your senior is receiving the best level of care possible, we highly recommend shopping around to find the best CCRC.

Recreation and Attractions In Kansas

With its rolling prairies and a long history of agricultural excellence, Kansas is situated in the heartlands of the United States. While visiting or planning your long-term care option, take advantage of Kansas’ diverse historical sites and national parks for some quality outdoor recreation. Manhattan, Kansas, also known as the Little Apple, is a central hub for culture with art galleries, museums, concerts, and fine dining opportunities. No matter your range of interests, there’s always something more to explore and enjoy in the Sunflower State!

Kansas's Climate, Geography, and Culture

Humidity in Kansas is mild and the summers are commonly warm while winters have blizzards, violent windstorms, and heavy rains. The average temperature is 55 degrees, with an average low temperature of 44 degrees, and an average high temperature of 66 degrees. The summer temperatures are in the 80s and 90s and the winter temperatures are in the 40s. This midwest state offers a variety of historical attractions for you to enjoy while on your retirement.

Kansas's Personal Care Regulations and Laws

CCRCs in Kansas are subject to a list of rules, regulations, and laws that should be explained to you before you or your loved one moves into a CCRC. These regulations are put in place to make sure all continuing care facilities in Kansas provide the best care. These regulations include strict health codes, routine facility inspections, and extensive background checks for employees.

Crime and Safety In Kansas

When locating a suitable CCRC in Kansas, it is imperative to ensure you and your potential property investments are safe. Doing a little more in-depth research into the place you’re considering can help the decision process along and help you make the most of your finances. It is important to the wellbeing of residents not to feel endangered in their environment, so here are the three safest cities in Kansas according to FBI crime statistics and Safewise.com:

Location	Violent Crimes Per 1,000 Residents	Property Crimes Per 1,000 Residents
Hugoton	.51	3.37
Mission Hills	.27	6.99
Bel Aire	.43	7.01

Payment and Costs for CCRCs in Kansas

The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location. The national average cost of an entrance fee based on the most recent data is $248,000, and this price is expected to continue to fluctuate based on local housing prices.

The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a buy-in option, meaning they join the community through buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.

The difference in prices is largely a result of the type of contract residents enter into, as well as their individual health care costs and possible Medicare or Medicaid coverage.

Extensive Contracts – Guarantee a lifetime of housing and care at any and all levels provided by the community. This includes monthly fees in exchange for a wide range of services. Because there is a relatively lower degree of risk, the upfront costs are much higher.
1. Entry Fee: $160,000 - $600,000
2. Monthly Fee: $2,500 - $5,400
Modified Contracts – Modified contacts only extended to a set number of days. After exceeding this limit, services are paid for out of pocket by the resident. Monthly fees are also still charged at an ongoing rate.
1. Entry Fee: $80,000 - $750,000
2. Monthly Fee: $1,500 - $2,500
Fee-For-Service Contracts – Residents only pay for the services they currently use, however, are not safeguarded from any future changes in pricing or service availability. Most of the financial burden is borne by the resident, depending on Medicare or Medicaid eligibility. These are considered to be the contracts with the highest risk, even though their upfront costs are the lowest.
1. Entry Fee: $100,000 - $500,000
2. Monthly Fee: $1,300 - $4,300
Rental Agreements – Allow residents the ability to rent a housing unit on a monthly or annual basis. This type of contract does not guarantee access to health care on a fee-for-service basis, unlike other agreements.
1. Entry Fee: $1,800 - $30,000
2. Monthly Fee: $900 - $10,700
Equity Agreements – Shares of the community or association are afforded to individuals by the transferal of actual home, condominium, or townhome ownership within the CCRC. Healthcare services can still be purchased for additional fees. Through an equity agreement, the property’s appreciation benefits the individual or their estate as specified by the terms of the contract. This type of agreement relies heavily on the fluctuations of real estate in the area.

From a Report by The U.S. Government Accountability Office.

Senior and Elderly Rights for Continuing Care in Kansas

State and federal elderly rights for seniors guarantee that your freedoms, privacy, and ability to act autonomously are preserved while receiving care at a retirement community. Residents can still manage their personal and financial affairs and air grievances. Additionally, all services provided and a description of your rights within each particular CCRC are to be displayed and understood upon entering into your continuing care contract. If these rights are ever violated, don’t hesitate to contact a legal advisor familiar with senior law. Coupled with Kansas’s diverse attractions and unique cities, your move to a CCRC can be the perfect chance to retire comfortably.

KS Continuing Care: Medical Record Rules and Regulations

Unfortunately, if a senior is deemed too frail, it's possible that your loved one will not be admitted in a CCRC. Residents receiving any type of medical attention in Kansas are entitled to a comprehensive and accurate record of their diagnosis and treatment. State and federal laws provide that residents have access to their records and health information, as well as the right to know when disclosures have been made. Otherwise, these records are to remain confidential for up to 10 years and can be accessed by submitting a request and providing a small fee.