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Continuing care retirement communities are retirement communities with accommodations for independent living, assisted living, and nursing home care, offering residents a continuum of care. The communities ensure a dignified place for your or your senior to stay. Depending on your location and specific needs your options may vary.
Boasting plenty of open prairies and iconic landmarks like Chimney Rock in Bayard or Smith Falls in Valentine, Nebraska’s rich history includes the heritage of the Plains Indians of various tribes who still reside in the state on 6 different reservations. The state also features the Nebraska Medical Center, ensuring that the latest medical technology and professionals are nearby.
Average temperatures are fairly uniform across Nebraska, with hot summers and generally cold winters. Nebraska is filled with blue-collar workers that will be glad to welcome you to the state. These cornhuskers pride themselves on self-reliance, but won't hesitate to help out a neighbor.
Nebraska has various laws and regulations geared towards making the best possible CCRCs available. These regulations include regular facility inspections, strict health codes, and other precautions to make sure your stay is the best. These regulations can be found at the Nebraska Department of Health and Human Services website.
Long past are the days of prairie skirmishes and land disputes of the Wild West. Luckily, Nebraska’s crime rates reflect this fact by being lower than the national average in every category. Seniors looking for a safe place to transition to a nursing home in Nebraska can rest assured they’ll find such locations in the safest cities listed below:
Location Violent Crimes Per 1,000 Residents Property Crimes Per 1,000 Residents O'Neill .26 6.18 Auburn 1.14 5.43 Cozad .24 10.21
The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location. The national average cost of an entrance fee based on the most recent data is $248,000, and this price is expected to continue to fluctuate based on local housing prices.
The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a “buy-in” option, meaning they join the community through buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.
The difference in prices is largely a result of the type of contract residents enter into, as well as their individual health care costs and possible Medicare or Medicaid coverage.
From a Report by The U.S. Government Accountability Office.
Entering a Nebraska CCRC doesn’t mean your rights as a United States citizen are left behind. The Constitution and Bill of Rights guarantee that your freedoms, privacy, and ability to act autonomously are preserved while receiving care at the community's various levels. Residents have the right to manage their personal and financial affairs and air grievances. Additionally, all services provided and a description of your rights within each particular CCRC are to be displayed and understood upon entering into your continuing care contract. If these rights are violated, don’t hesitate to contact a legal advisor familiar with senior law.
Since the goal of CCRCs is to aid residents in living independently, most communities will require a health screening in order for individuals to be admitted. Unfortunately, it is common for applicants with frailties and those older than 80 years of age to be denied admission, especially if their pre-existing medical conditions are excluded from the health care coverage to be provided. Residents receiving care or any other type of medical attention in Nebraska are entitled to a comprehensive and accurate record of their diagnosis and treatment. State and federal laws provide that residents have access to their records and health information, as well as the right to know when disclosures have been made. Otherwise, these records are to remain confidential for up to 10 years and can be accessed by submitting a request and providing a small fee.
Although CCRCs are the most expensive senior care option available, they are ideal for people who would like to maintain an independent lifestyle and age in place. Coupled with Nebraska’s natural beauty and high-quality communities, your move to a CCRC can be the perfect chance to retire comfortably.