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Continuing care retirement communities are retirement communities with accommodations for independent living, assisted living, and nursing home care, offering residents a continuum of care. The communities ensure a dignified place for your or your senior to stay. Depending on your location and specific needs your options may vary. Since many sponsors of CCRCs include religious, fraternal and community organizations, and other companies involved with developing these retirement communities, they often imbue their philosophies and ideals within the communities. Although there is no overarching federal agency that regulates retirement communities, the private non-profit organization CARF-CCAC provides a voluntary process for individual CCRCs to become accredited.
There are plenty of attractions and things to see in Ohio, no matter your age or level of mobility. Take a trip to Cleveland’s Rock and Roll Hall of Fame and see Elvis Presley’s custom motorcycle or Woody Guthrie’s guitar for a trip down memory lane. Other sites include the Dayton Aviation Heritage National Historic Park dedicated to the famous pioneers of flight, the Wright Brothers and the Cleveland Museum of Art. Ohio also has many state parks for enjoying some fresh air and outdoor recreation. There is always another adventure waiting just outside the door in an Ohio!
Ohio boasts chilly winters and mild summers that are perfect for those looking for a break from the sweltering heat. Ohio has a great mix of rural and urban areas. Cities like Cleveland and Cincinnati have a very exciting nightlife, while rural areas outside of town offer a quaint and quiet place to relax.
There are various laws and regulations put in place by Ohio to ensure that CCRCs offer the best possible assistance during you or your loved ones stay at the facility. These regulations cover various topics like health codes, safety, employee background checks, and other precautions so keep the CCRC running smoothly. The Ohio State website has a complete list of these regulations if you'd like to take a detailed look.
Ohio’s crime rates are fairly average compared to the national median. Violent crime is lower than the rest of the country while property crimes just slightly exceed the nationwide average. Choosing a nursing home should be a positive experience, so finding a safe community can only help the entire process. Below are some of the safest cities and towns throughout Ohio that can make a great location for your continuing care retirement community.
Location Violent Crimes Per 1,000 Residents Property Crimes Per 1,000 Residents Bryan .11 2.7 Madeira 0 3.62 Olmsted .11 4.26
The payment plans will differ at each CCRC, however, large entrance fees are to be expected and can range anywhere from $30,000 to $500,000 and even up to $1 million at a single time depending on your contract and location. The national average cost of an entrance fee based on the most recent data is $248,000, and this price is expected to continue to fluctuate based on local housing prices.
The type of contract entered into by the resident will include a monthly maintenance fee costing between $300 and $4,500 or more depending on which services are utilized. Some residents may choose a “buy-in” option, meaning they join the community through buying an actual property. Whether you buy a property or not, it’s still necessary to look out for any additional maintenance or service fees before signing a contract.
The difference in prices is largely a result of the type of contract residents enter into, as well as their individual health care costs and possible Medicare or Medicaid coverage.
From a Report by The U.S. Government Accountability Office.
Entering an Ohio CCRC doesn’t mean your rights as a United States citizen are left behind. Ohio has various state and federal laws in place so your rights are never violated upon entering a CCRC. Additionally, all services provided and a description of your rights must be displayed and understood upon entering into your continuing care contract. If these rights are violated, don’t hesitate to contact a legal advisor familiar with senior law. Coupled with Ohio’s diverse attractions and high-quality communities, your move to a CCRC can be the perfect chance to retire comfortably.
Since the goal of CCRCs is to aid residents in living independently, most communities will require a health screening in order for individuals to be admitted. Many times an applicant’s health records are required in tandem with physical examination given by a physician selected by the particular CCRC. Unfortunately, it is common for applicants with frailties and those older than 80 years of age to be denied admission, especially if their pre-existing medical conditions are excluded from the health care coverage to be provided. These residents can access these records at any time and they remain confidential for up to 10 years.