Hiring a Private Caregiver vs A Home Care Agency

Jun 13, 2016

Hiring a Private Caregiver vs A Home Care Agency

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As time goes on, it’s possible that our bodies just won’t cooperate the same way that they used to. We’re only human, and there’s no shame in asking for a little help from time to time. For you or your parent, some sort of assistance in their later years might be necessary. Using a private caregiver or an agency will ease the burden of everyday tasks that just might have become too tough. With a little assistance, this can make your next stage in life one filled with rest and relaxation. Choosing between a private caregiver and a Home Care Agency is an important decision. While both have a variety of benefits, it’s important to map out the exact kind of assistance you’re looking for.

Ease and Time Management

Private Caregiver

Private caregiving might be a little more time consuming. Instead of having an agency find the right fit to assist you or your parent, you instead will be in charge of the hiring process. Background checks, interviews, and searching for potential candidates can take up quite a lot of time if you’re not familiar with this process. It is, however, the most thorough process, so if time is not an issue, carefully choosing a private caregiver might help in the long run.

Home Care Agency

An agency speeds up the selection process of choosing the correct type of assistance for you or your parent. This will ease the burden of having to go through the selection yourself. Depending on the size of the agency, you may, however, have to wait a while until the home care agency finds a room for you or your loved one.

Cost of Home Care

Private Caregiver

Private caregiving is almost always the cheapest option. Since you will not have to pay for room and board, you will only have to pay the caregiver. Private caregivers also usually charge cheaper rates because they do not have to pay money to their agency. However, since you are now their employer, you will need to be adept in tax filings, benefits, and pay roll.

Home Care Agency

This will usually be more expensive because you’ll be paying for expenses such as room and board, meal plans, and healthcare. The agency does take care of things like employee insurance, tax filing, and billing – all things you would have to do if hiring a private caregiver.

Availability of Home Care

Private Caregiver

The nice thing about private caregivers is that they’re usually very flexible. They’ll be able to work with your schedule so you can get the most out of their services. It can, however, be tough to find a private caregiver. Many are opting to work with an agency because of the financial stability and set hours. Don’t get discouraged, though, there are still private caregivers out there waiting to help you or your loved one enjoy the next stage in life.

Home Care Agency

If we’re talking about the availability of staff members at the facility, you’re in luck. Most facilities will have a relatively large staff, dedicated to tending to any issues you might have. The issue many run into with availability is that there just aren’t enough rooms available. It can often take weeks or even a month or two before you or your loved one can finally move into their desired living arrangement.

Liability of Home Care

Private Caregiver

Along with having to take care of tax forms and payroll, you are also responsible for any work-related injuries your private caregiver might suffer from. These incidents can sometimes get ugly and become very costly. Taking out liability insurance would be yet another expense and burden you’d need to bare.

Home Care Agency

Home care agencies cover a variety of insurances for both employees and their clients. Liability insurance and workers compensation covers any issues employees might encounter, and clients are insured to prevent against any theft or property damage.

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Frequently Asked Questions

What’s the difference between home care and an assisted living facility?

There are several differences between home care and assisted living. Home care means hiring a trained professional to provide care right in your home, while assisted living involves moving to a community to receive similar care. The amount of assistance that home care provides depends on your senior's needs and can be tailored accordingly. Home care can range anywhere from weekly companionship and therapy to 24-hour skilled nursing care or even hospice. In contrast, assisted living provides seniors with an enriching community of their peers and medical attention as needed, making it a flexible option for many. 

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What is the average hourly rate for in-home care?

On average, the hourly rate for a home-care attendant is between $14 and 24 per hour. These prices will vary based on your location, the range of required services (medical and non-medical), and the professional certification of a home health caregiver. Here you can search for home care by your state to find the best option for you or your elderly loved one!

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Finding the perfect senior care community is only part of making your loved one’s senior living transition smooth. At SeniorCaring, we know that it is also equally important to be aware of what other community services and resources are available to your family’s senior. Choose your location and find local resources for your senior.