Independent Living Communities in Minnesota

Independent living communities in Minnesota are great places for older adults still able to carry out their normal routine but who enjoy the added benefit of receiving care as needed. This senior care type allows individuals to maintain their unique lifestyles in communities devoted to social enrichment, support, and overall well-being. Although each location varies, seniors are sure to find a range of amenities and opportunities for recreation.


Find Senior Caring Options by County

Cost Comparisons of Minnesota's Independent Living

Minnesota has 221 independent living communities with the average cost of $1,679 per month.

City Monthly Minimum Monthly Maximum Monthly Median
Burnsville $1,650 $2,920 $2,285
Crystal $1,000 $2,675 $1,838
Jordan $1,900 $3,850 $2,875
Lino $2,450 $4,374 $3,412
Wayzata $3,365 $4,869 $4,117

Every independent living community offers a unique range of amenities and services. Medical services are available but usually, come at an extra cost. Independent living is about sustainability when it comes to pricing - here you can compare several cities in Minnesota to choose the best option!

Recreation & Attractions in Minnesota

Minnesota has great attractions for residents to enjoy such as the Mall of America, Minnesota State Fair, Minneapolis Sculpture Garden, and Minnehaha Park. The Mall of America is the largest mall in the United States; it has an indoor theme park, an aquarium, a Bubba Gump Shrimp Co. restaurant (from the movie Forest Gump) and many more features. The Minnesota State Fair is the largest state fair in the United States lasting 12 days in August into September; where people display their animals, enjoy good food, compete in contests and learn new things. The Minneapolis Sculpture Garden exhibits large pieces of art outside to be viewed by the public and the Minnehaha Park has a beautiful waterfall called Minnehaha Falls, during the colder months the waterfalls freeze creating an incredible sight.

Minnesota's Climate, Geography & Culture

The average temperature in Minnesota is 47 degrees with an average high temperature of 57 degrees and a low temperature of 38 degrees. The winters are very cold and rough with temperatures averaging between 20 and 30 degrees, and heavy snowfalls beginning in November and lasting until April. Snowfalls average 70 inches per year in the Northeast and 19 inches in the Northwest. In the south, the state receives about 34 inches of snow per year. Annually Minnesota receives 32 inches of rainfall. Minnesota is hit on average by two blizzards a year and during tornado season, the South has an average of 18 tornadoes per year.

Historically, Michigan is known as a farming state, gaining economic success by cutting timber and milling wood. Minnesotans are known as some of the friendliest, warm-hearted folks in the country. A center for German and Scandinavian heritage with many different types of transplants, Minnesota is home many different cultures as displayed through their foods. Statistically, residents of the state are some of the healthiest and best-educated people in America.

Minnesota's Independent Living Regulations and Laws

All rules and regulations of Minnesota independent living communities are overseen by Department of Human Services. These regulations ensure that all communities meet the appropriate health, safety, and medical conditions. Annual reports of are to be made public upon request, detailing any past violations and the steps taken to correct them. Your safety and satisfaction are of utmost importance to your community and fellow residents, so do your research and make sure you find the right independent senior living community for your loved one. 

Crime & Safety in Minnesota

Minnesota has many organizations that aim to reduce and prevent crime. A few of these organizations include the Minnesota Crime Watch, Minnesota Crime Prevention Association, Tri-Country Crime stoppers, other neighborhood watches and crime stoppers. All of these organizations offer information and safety tips for community members, while also working together to brainstorm ideas on how to prevent crime. 

LocationViolent Crimes Per 1,000 ResidentsProperty Crimes Per 1,000 Residents
St. Joseph0.02.99
West Hennepin1.096.00


Payment Options for Minnesota Independent Living

The majority of seniors will pay for their senior care with their own funds such as their pension, savings, and sell off their assets. Seniors with families able and willing may have their senior care costs covered. Medicare does not cover independent living communities costs. However, a veteran can apply for the veteran’s benefits, which provides the veteran with money per month to pay for their care. A single veteran could receive $1,644 monthly, veteran couples could receive $1,949, and the surviving spouse could receive $1,056.

There is also the option to collect Supplemental Security Income (SSI) at around $733 a month. In order to qualify, you must have a disability (including blindness), support a dependent, be a U.S. citizen over 65, and already lack a sustainable income. 

Another popular option used for independent living is to open a senior living line of credit. This can allow up to $50,000 of unsecured credit to be paid directly to your community in the proper amount every billing cycle. Since repayment options are flexible and there is usually little to no collateral required, this form of credit has become very popular among seniors looking to pay for independent living in Minnesota. 

Senior & Elderly Rights for Independent Living in Minnesota

Residents of independent living communities in Minnesota retain their rights to personal privacy, to file official complaints, and most importantly receive the care they need in a safe, supportive environment. Just because someone enters an independent living community doesn't mean they waive their constitutional rights! If you find that your rights have been violated in some form, contact an elder law professional to understand your next move. For assistance in learning about and exercising your rights, you can review the Minnesota Ombudsman for more details.

MN Independent Living Medical Record Rules & Regulations

Residents receiving independent living care or any other type of medical attention in the state of Minnesota are entitled to a comprehensive and accurate record of their diagnosis and treatment. Mandated by state and federal HIPAA laws, the medical records of residents must be made available per request and otherwise kept confidential. If a disclosure is to be made, you will be informed to authorize the action depending on the scenario. Never give out this personal and sensitive information without the proper procedures!

Finding the perfect senior care community is only part of making your loved one’s senior living transition smooth. At SeniorCaring, we know that it is also equally important to be aware of what other community services and resources are available to your family’s senior. Choose your location and find local resources for your senior.