It really depends on the amount of medical care your loved one will need. Depending on your loved one's mental and physical health, you will need to identify the amount of care they need currently and what they will need in the future. The amount of care provided by retirement communities can vary so it’s important to do your research. After you determine the type of senior care your loved one needs, the next step is looking at costs. Senior living can get pricey, so it's important to understand how you or your loved one can afford it.