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This only goes into effect if the subject becomes incapacitated. After this occurs, then the person granted will become Power of Attorney. Many couples choose this option so that if one of them becomes incapacitated, the other will assume the decision-making role. However, determining whether the principal is disabled enough to initiate this type of representation is a subjective and formal process. Springing powers of attorney are not automatic, and institutions may refuse to work with them.
